In April this year, the health minister, Greg Hunt, introduced reforms that the government said would make personal health insurance easier to understand and less expensive.

Described by the Federal authorities as to the most crucial reforms to the private medical insurance system in a decade, added classifying some 70,000 private health insurance policies available into gold, silver, bronze and fundamental classes, and discounts for young individuals.

In October, a presentation was made to the Actuaries Institute conference in Melbourne. The Personal Healthcare Australia chairman, John Hill, said insurers would find it hard to not pass on the increasing costs of medical devices through premium increases come April.

The seat of the Australian Healthcare Reform Alliance, Jennifer Doggett, said each of the reforms implemented to salvage private health insurance thus far was cosmetic. She explained while reviews of this system were done before, the advantage of a productivity commission inspection would be its extent.